How do I use the Embedded Wallet?

Q: How do I use the Embedded Wallet?

View balances, send tokens, export your key, and gas coverage on Ethereum, Polygon, and Base.

The Embedded Wallet is a Privy wallet tied to your OtoCo account. Use it to hold assets across supported networks, send them to another address, and export your private key — without installing a browser extension.

This is different from the Entity Wallet plugin, which deploys a Safe multisig for your company treasury.

Open the Embedded Wallet

Sign in at https://otoco.io
Open DashPanel → Embedded Wallet (Account section), or go to https://otoco.io/dashpanel/account/wallets
If you do not have one yet, click Create embedded wallet

What you can see

By default the page shows balances on Ethereum, Polygon, and Base. Use Show testnets if you need Sepolia or Base Sepolia.

Native balances — ETH or POL on each network
Verified tokens with a real balance — for example USDC, USDT, and DAI when you hold them
Unrecognised contracts are listed only as a count with a block-explorer link. OtoCo does not display their names or symbols, because those strings can be controlled by attackers.

Click Refresh if a balance looks stale.

Send funds

Click Send on the wallet card, or Send on a specific balance row
Choose the asset and network
Enter a recipient address or ENS name
Enter an amount (or Send max when available)
Check the estimated Network fee, then click Review
Confirm the details and click Confirm and send
Approve the signature in the Embedded Wallet prompt

Transfers are irreversible once confirmed. Double-check the network, recipient, and amount before you send.

Gas coverage on Ethereum, Polygon, and Base

On Ethereum, Polygon, and Base, OtoCo can cover the network fee for Embedded Wallet sends. That means you can send verified tokens such as USDT or USDC even when the wallet holds no ETH or POL.

If coverage is unavailable for a send, OtoCo shows a warning and you need enough native currency on that network to pay the fee yourself.

Export your private key

Click Export key on the wallet card. Privy walks you through revealing the key so you can import the wallet into another app. Keep the key secret — anyone who has it controls the funds.

Not a company multisig

Need a shared treasury with co-signers? Use the free Entity Wallet plugin (Safe) from your entity's Plugins tab instead.

Next: Supported wallets and chains · Connect your wallet · Entity Wallet