How do I get documents for bank compliance?
Banks and fintech platforms (Mercury, Revolut Business, Wise, Kraken, etc.) each have their own KYB checklist. Here is the standard OtoCo document bundle.
Core bundle
| Document | Purpose |
|---|---|
| Certificate of Formation | Proves legal existence |
| Operating Agreement | Shows ownership and management |
| EIN letter (CP 575) | Confirms U.S. Tax ID |
| Certificate of Incumbency (template) | Lists officers/members — fill from Files & Templates |
Address proof
- Legal / registered address — OtoCo registered agent (DE or WY address on Overview tab)
- Business address — Virtual Mailing Address ($249/yr) or your own U.S. address
Ownership proof
- Entity NFT / onchain ownership record
- Add Members mirror tokens if you have multiple owners
- Self-issued ownership statement with signature and date (accepted by some platforms)
Platform-specific tips
- Mercury — use OtoCo's $299 application service; documents attach automatically
- Revolut / Wise — upload the same bundle; use full legal Series name (e.g.
Acme LLC, a Series of OtoCo DE LLC) - Crypto exchanges — may ask about Master LLC naming; see Series vs Master documents
Clean presentation
Use a non-crypto business description on bank applications. OtoCo's Mercury service presents your entity as a standard startup LLC.